New health care laws Essay Example

New health care laws Essay Example New health care laws Paper New health care laws Paper The purpose of law lies in the preservation of freedom and moral right in the society. The state which makes the laws and governs the people can be judged on the basis how it is giving protection to all the sections of the society including the those least able to help themselves such as the disabled, children and the elderly. It should lift the people who are in need. If the state is able to deliver these thing that one is regarded as a state with basic rules of law and governance. The constitution is said to be efficient and effective when it allows government to protect the liberties of citizens and their lives. One of the major problem faced by the people in the developed countries is about their health insurance, lack of information about price and quality. The President of America believes that the people need reliable health care, reasonable price and high quality services. President Bush has proposed an agenda to make the healthcare services more efficient and portable. The people of America should be able to choose healthcare based upon their individual needs so that they can understand the information about the quality and price of the healthcare. As far as the insurance is concerned, it should be affordable and portable. The agenda includes some important principles, they are escalating health savings accounts, making health insurance more effective and portable, to make healthcare more transparent by providing much information on quality and price, to pass reforms about the medical liability, to assist Americans more efficiently. Healthcare plays a very vital role in day to day life. Among healthcare, health savings account is the one which is very important and helps public in many ways. It allows Americans to save tax free dollars which can be used for the purpose of healthcare of the individual and the companies. More than 3 million people in America has enrolled in HAS. It provides flexibility for the individuals and companies to spend their dollars on healthcare. With the help of the Agenda made by the president on healthcare, the self-employed, workers for companies those who do not offer healthcare policies and the unemployed are benefited and they get access to employer healthcare plans, for these kind of people the government has reduced the tax on paying the premiums for HSA insurance policies. For the people who are not working especially the retirees, the government provided tax free for an HSA account. The American Government enabled portable insurance Policies. By this the employees can control, own and be able to shift the policy where ever they want. Usually, the health insurance is not valid if the person shifts from one company to the other. But by this agenda, the president has permitted that the health insurance is valid across the states. The President in his Agenda has introduced Association health plans (AHPs). To purchase health coverage, AHPs combine the small businesses; by this the association members can pay premiums at a lower rate. Establishing community Health Centers in poorer communities has been proposed to make health care available. Community health center or rural clinic in every high-poverty country has set out to be established. They are many benefits with the implication of healthcare but if the law is not followed, there may be misuse of the benefits. In the medicare bill, the impact of the prescription drug is different for different types of beneficiaries. Most seniors are disappointed with the medicare prescription drug benefit. Though prescription drug benefit would allow affording the drugs they need but the companies that administer may limit to less brand name and low cost medicines. In this, the companies are benefited but the public is affected. The federal government with the help of private companies is going to provide prescription drug discount cards, but according to the survey of Mercer Human Resource Consulting, the senior citizens are not going to be benefited. According to the survey, Medicare premiums would rise sharply as Medicare is going to compete with the private insurers. For the traditional Medicare, the current premium is $58. 70 a month . Medical beneficiaries concern about the retirees whether the employers are going to offer them drug coverage. For the pharmaceutical company, the medicare bill is the big victory but for some private health plans which are cost-effective, they would like to receive subsidies from Medicare which they cannot receive up to their expectations. By the medicare bill, doctors will be benefited because the compensation rates to the doctors who treat the medicare patients will be increased for doing high technology tests and Medicare pays too little for talking and examining with patients . Medicare could use some fixing at the margins. It pays doctors too much for doing high-technology tests and procedures and too little for examining and talking with patients. Rural hospitals also will get benefited by this because rural hospitals get $25 billion to compensate for a low number of patients. For most senior citizens, who spend moderate to high, will be benefited by the medicare bill. But for the citizen who is spending low on the health care would not be benefited. Almost the tax payers are the losers. By the medicare bill, some of the organizations and individuals get benefited but some may not. If every thing happens according to the law, and if the private companies, public and government go hand in hand, then everyone will be benefited. If not, some sections of the society in one or the other form may suffer. Reference: 1. Edward W. Younkins, (2000, September 2), Capitalism and commerce: The purpose of law and constitutions, Montreal, No: 66, Retrieved 2007 December 25. quebecoislibre. org/000902-11. htm 2. Shannon Jones and Barry Grey, (2003, November26) A windfall for drug companies, private health insurers, Retrieved 2007 December 25. wsws. org/articles/2003/nov2003/medi-n26. shtml 3. Angell, Marcia, (2003, Feb 01), Dr. First to the Rescue: How not to fix Medicare. (Bill First),The American Prospect. Retrieved 2007 December 25. http://goliath. ecnext. com/coms2/gi_0199-2521596/Dr-Frist-to-the-rescue. html